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At a time when charges for hull insurance ranged from 9% to 12% or more, there became a need for affordable insurance that was within the reach of the average fisherman. The Fishermen’s Co-Op Federation petitioned the Government of British Columbia for permission to form a marine insurance company.

Though this was met with much opposition, the company was incorporated on March 28, 1945 by the passing of a Special Act of the B.C. Legislature, known as the Pacific Coast Fishermen’s Mutual Marine Insurance Company Act, 1945.



The company is supervised by a Board of Directors, all of whom are vessel owner members. The business of the company is thus transacted with a full understanding of fishermen's needs and problems. The members control the company through their elected Board - composed of 21 directors, representing all of the coastal areas of British Columbia.